Business Loan

Working Capital That Moves As Fast As Your Business Does

Funding for proprietors, partnerships and small enterprises to manage inventory, expansion or cash flow gaps.

Live Estimate
₹0/mo
Estimated EMI for the loan below
₹0
Total Interest
₹0
Total Payment
Features & Benefits

What you get with the Business Loan

Key Features

  • Loan amounts up to ₹50 lakh
  • Assessment based on GST and bank statements
  • Flexible tenure up to 5 years
  • Available for proprietorships, partnerships and Pvt Ltd

Benefits

  • No requirement for years of audited financials
  • Funds usable for any business purpose
  • Competitive rates for established businesses
  • Dedicated relationship manager
Eligibility & Documents

Who can apply, and what you'll need

Eligibility Criteria

  • Business vintage of at least 1 year
  • Minimum annual turnover of ₹10 lakh
  • Valid business registration / GST number
  • Age 23–60 years

Documents Required

  • Business PAN and registration proof
  • GST returns or bank statements (6–12 months)
  • Owner's KYC documents
  • Latest ITR (if available)
The Process

How to get your business loan

1

Check Eligibility

Share basic details to see your estimated eligibility instantly.

2

Submit Documents

Upload KYC and income proof securely through WhatsApp or our portal.

3

Profile Review

Our credit team reviews your profile and shares offer terms.

4

Disbursal

Approved funds are transferred directly to your bank account.

Apply For Business Loan

Tell us a little about your requirement and we'll get back on WhatsApp.

FAQs

Common questions about the Business Loan

What can the business loan be used for?+

Any business purpose — inventory, equipment, working capital, expansion or managing seasonal cash flow.

Do I need collateral for a business loan?+

Most business loans from Bharat Funds are unsecured, though secured options exist for larger amounts.

What's the minimum business vintage required?+

Typically 1 year of operations, though this can vary based on turnover and documentation.

How is the loan amount determined?+

Based on your business turnover, bank statement trends, and existing obligations.

Still deciding? Talk to a real advisor.

Get a same-day answer on WhatsApp — no forms, no waiting.

💬 WhatsApp Now📞 Call Now
💬
📞 Call Now 💬 WhatsApp

Before you go — check your eligibility

It takes less than a minute and won't affect your credit score.

Chat On WhatsApp